A trusted cooperative society empowering individuals through disciplined savings, financial inclusion, and sustainable wealth creation.
We prioritize the financial well-being and growth of every member through inclusive and transparent financial services.
Your savings are protected through robust internal controls, transparent processes, and prudent financial management.
Earn competitive returns on your savings with our well-structured and rewarding savings programmes.
Our strength lies in collective participation, where every member contributes to shared prosperity and growth.
Together We Build Wealth
Urban Multipurpose Cooperative Society Limited is a duly registered cooperative society established to promote financial inclusion, encourage disciplined savings, and empower individuals through sustainable economic opportunities.
The Cooperative is committed to providing members with secure, transparent, and innovative financial solutions that foster personal growth, financial stability, and long-term prosperity.
Driven by the principles of mutual trust, accountability, integrity, and excellence, the Cooperative operates as a member-focused institution where collective participation creates shared value.
"To become a trusted and leading cooperative society recognized for empowering individuals through disciplined savings, financial inclusion, and sustainable wealth creation."
"To provide secure, transparent, and innovative savings solutions that promote financial discipline, improve the economic well-being of members, and create lasting opportunities for collective growth and prosperity."
Our values shape every decision we make and guide our commitment to serving our members with excellence.
We uphold the highest ethical standards in all our dealings, ensuring honesty and moral principles guide every action we take.
We maintain openness in our operations, providing members with clear information about their savings and the Cooperative's activities.
We strive for the highest quality in service delivery, continuously improving to exceed member expectations.
We take responsibility for our actions and decisions, ensuring prudent management of members' funds and resources.
We embrace creative and modern financial solutions to better serve our members and adapt to changing economic needs.
We build and maintain the confidence of our members through reliable, consistent, and dependable service delivery.
Our members are at the centre of everything we do, and their financial growth and satisfaction remain our top priority.
Flexible savings plans designed to help you achieve your financial goals with attractive returns.
Experience the advantages of being part of a trusted and professionally managed cooperative society.
Develop a consistent and disciplined savings habit with structured plans that help you achieve your financial goals.
Earn competitive returns on your savings through our well-structured savings programmes designed to grow your wealth.
Qualified members can access affordable loans at favourable terms to meet personal and business financial needs.
Enjoy peace of mind knowing your savings are managed securely through professional financial practices and internal controls.
Share in the Cooperative's profits through annual dividend payments based on your savings volume and patronage.
Gain access to financial education and capacity-building programmes that enhance your money management skills.
Join Urban Multipurpose Cooperative Society Limited today and take the first step towards financial freedom and sustainable wealth creation.
We operate with the highest standards of corporate governance and regulatory compliance.
Urban Multipurpose Cooperative Society Limited is governed by a duly elected Board of Directors responsible for setting strategic direction, ensuring sound management, and safeguarding members' interests. The Board operates with the highest standards of corporate governance, transparency, and accountability, ensuring that the Cooperative remains well-managed, sustainable, and member-focused in all its operations.
The Cooperative maintains a robust financial management framework that ensures prudent handling of members' funds. All financial transactions are properly documented, and regular audits are conducted to ensure accuracy, transparency, and compliance with internal policies and regulatory requirements.
All members, directors, and staff are bound by a comprehensive Code of Conduct that promotes ethical behaviour, professionalism, and respect. The Code ensures that everyone associated with the Cooperative acts with integrity and in the best interest of the collective.
The Cooperative operates in full compliance with the Cooperative Societies Law of Nigeria and all applicable regulations. We are registered with the appropriate regulatory authorities and subject to periodic supervision and examination to ensure compliance with established standards.
Urban Multipurpose Cooperative Society Limited is dedicated to promoting a culture of savings, responsible financial management, and shared prosperity. The Cooperative remains committed to maintaining the trust and confidence of its members through ethical leadership, transparent operations, and a steadfast focus on member welfare and satisfaction. By prioritising the financial health and empowerment of its members, the Cooperative contributes meaningfully to building financially resilient communities and fostering inclusive economic growth.
Stay informed about our latest news, events, and cooperative activities.
We are excited to announce the launch of our enhanced savings plans with improved returns and flexible contribution options.
Read MoreOur Annual General Meeting will hold on August 15, 2026. All members are encouraged to attend and participate.
Read MoreThe Board has approved the payment of dividends to members for the 2025/2026 financial year. Check your account for details.
Read MoreHear from our valued members about their experience with Urban Multipurpose Cooperative Society Limited.
Quick answers to common questions about our cooperative, membership, and savings plans.
Urban Multipurpose Cooperative Society Limited is founded on the universal cooperative principles of self-help, self-responsibility, democracy, equality, equity, and solidarity. The Cooperative believes in the power of collective action and mutual assistance as a means of achieving economic empowerment and improving the quality of life of its members.
In the tradition of cooperative pioneers, the Society operates as a voluntary organisation, open to all persons capable of using its services and willing to accept the responsibilities of membership, without gender, social, racial, political, or religious discrimination.
The Cooperative is committed to the ethical values of honesty, openness, social responsibility, and caring for others. These principles and values guide the Cooperative's decisions, shape its relationship with members, and define its role within the broader community.