Save Today, Build Tomorrow
A trusted cooperative society empowering individuals through disciplined savings, financial inclusion, and sustainable wealth creation.
Member Focused
We prioritize the financial well-being and growth of every member through inclusive and transparent financial services.
Secure & Reliable
Your savings are protected through robust internal controls, transparent processes, and prudent financial management.
Attractive Returns
Earn competitive returns on your savings with our well-structured and rewarding savings programmes.
Stronger Together
Our strength lies in collective participation, where every member contributes to shared prosperity and growth.
Creating the Future
Together We Build Wealth
Welcome to Urban Cooperative
Urban Multipurpose Cooperative Society Limited is a duly registered cooperative society established to promote financial inclusion, encourage disciplined savings, and empower individuals through sustainable economic opportunities.The Cooperative is committed to providing members with secure, transparent, and innovative financial solutions that foster personal growth, financial stability, and long-term prosperity.Driven by the principles of mutual trust, accountability, integrity, and excellence, the Cooperative operates as a member-focused institution where collective participation creates shared value.Urban Multipurpose Cooperative Society Limited welcomes individuals from all professions, trades, and backgrounds who share a common vision of financial responsibility, economic empowerment, and collective progress. The Cooperative remains dedicated to creating lasting value for its members while contributing to sustainable community development and inclusive economic growth.
Our Vision
"To become a trusted and leading cooperative society recognized for empowering individuals through disciplined savings, financial inclusion, and sustainable wealth creation."
Our Mission
"To provide secure, transparent, and innovative savings solutions that promote financial discipline, improve the economic well-being of members, and create lasting opportunities for collective growth and prosperity."
What Drives Us
Our values shape every decision we make and guide our commitment to serving our members with excellence.
Integrity
We uphold the highest ethical standards in all our dealings, ensuring honesty and moral principles guide every action we take.
Transparency
We maintain openness in our operations, providing members with clear information about their savings and the Cooperative's activities.
Excellence
We strive for the highest quality in service delivery, continuously improving to exceed member expectations.
Accountability
We take responsibility for our actions and decisions, ensuring prudent management of members' funds and resources.
Innovation
We embrace creative and modern financial solutions to better serve our members and adapt to changing economic needs.
Trust
We build and maintain the confidence of our members through reliable, consistent, and dependable service delivery.
Member Focus
Our members are at the centre of everything we do, and their financial growth and satisfaction remain our top priority.
Choose Your Savings Plan
Flexible savings plans designed to help you achieve your financial goals with attractive returns.
Bronze
Starter PlanSilver
Basic PlanGold
Premium PlanPlatinum
Advanced PlanDiamond
Elite PlanBenefits of Membership
Experience the advantages of being part of a trusted and professionally managed cooperative society.
Disciplined Savings Culture
Develop a consistent and disciplined savings habit with structured plans that help you achieve your financial goals.
Attractive Returns on Savings
Earn competitive returns on your savings through our well-structured savings programmes designed to grow your wealth.
Access to Soft Loans
Qualified members can access affordable loans at favourable terms to meet personal and business financial needs.
Financial Security
Enjoy peace of mind knowing your savings are managed securely through professional financial practices and internal controls.
Dividend Payments
Share in the Cooperative's profits through annual dividend payments based on your savings volume and patronage.
Financial Literacy
Gain access to financial education and capacity-building programmes that enhance your money management skills.
Ready to Start Your Savings Journey?
Join Urban Multipurpose Cooperative Society Limited today and take the first step towards financial freedom and sustainable wealth creation.
Our Governance
We operate with the highest standards of corporate governance and regulatory compliance.
Governance
Urban Multipurpose Cooperative Society Limited is governed by a duly elected Board of Directors responsible for setting strategic direction, ensuring sound management, and safeguarding members' interests. The Board operates with the highest standards of corporate governance, transparency, and accountability, ensuring that the Cooperative remains well-managed, sustainable, and member-focused in all its operations.
Financial Management
The Cooperative maintains a robust financial management framework that ensures prudent handling of members' funds. All financial transactions are properly documented, and regular audits are conducted to ensure accuracy, transparency, and compliance with internal policies and regulatory requirements.
Code of Conduct
All members, directors, and staff are bound by a comprehensive Code of Conduct that promotes ethical behaviour, professionalism, and respect. The Code ensures that everyone associated with the Cooperative acts with integrity and in the best interest of the collective.
Regulatory Compliance
The Cooperative operates in full compliance with the Cooperative Societies Law of Nigeria and all applicable regulations. We are registered with the appropriate regulatory authorities and subject to periodic supervision and examination to ensure compliance with established standards.
Our Trusted Partners
We collaborate with reputable organisations and institutions that share our commitment to financial inclusion and sustainable growth.
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We Are Dedicated to You
Urban Multipurpose Cooperative Society Limited is dedicated to promoting a culture of savings, responsible financial management, and shared prosperity. The Cooperative remains committed to maintaining the trust and confidence of its members through ethical leadership, transparent operations, and a steadfast focus on member welfare and satisfaction. By prioritising the financial health and empowerment of its members, the Cooperative contributes meaningfully to building financially resilient communities and fostering inclusive economic growth.
Latest Updates
Stay informed about our latest news, events, and cooperative activities.
New Savings Plans Launched
We are excited to announce the launch of our enhanced savings plans with improved returns and flexible contribution options designed to help members achieve their financial goals faster.
Read MoreAnnual General Meeting 2026
Our Annual General Meeting will hold on August 15, 2026. All members are encouraged to attend and participate in the decision-making process of the Cooperative.
Read MoreDividend Payment Announcement
The Board has approved the payment of dividends to members for the 2025/2026 financial year. Check your member account for details on your dividend entitlement.
Read MoreWhat Our Members Say
Hear from our valued members about their experience with Urban Multipurpose Cooperative Society Limited.
Frequently Asked Questions
Quick answers to common questions about our cooperative, membership, and savings plans.
Our Guiding Philosophy
Urban Multipurpose Cooperative Society Limited is founded on the universal cooperative principles of self-help, self-responsibility, democracy, equality, equity, and solidarity. The Cooperative believes in the power of collective action and mutual assistance as a means of achieving economic empowerment and improving the quality of life of its members.In the tradition of cooperative pioneers, the Society operates as a voluntary organisation, open to all persons capable of using its services and willing to accept the responsibilities of membership, without gender, social, racial, political, or religious discrimination.The Cooperative is committed to the ethical values of honesty, openness, social responsibility, and caring for others. These principles and values guide the Cooperative's decisions, shape its relationship with members, and define its role within the broader community.