About Us
Learn more about our cooperative society, our values, and our commitment to your financial growth.
Creating the Future
Together We Build Wealth
About Urban Multipurpose Cooperative Society Limited
Urban Multipurpose Cooperative Society Limited is a duly registered cooperative society established to promote financial inclusion, encourage disciplined savings, and empower individuals through sustainable economic opportunities.The Cooperative is committed to providing members with secure, transparent, and innovative financial solutions that foster personal growth, financial stability, and long-term prosperity.Driven by the principles of mutual trust, accountability, integrity, and excellence, the Cooperative operates as a member-focused institution where collective participation creates shared value.Urban Multipurpose Cooperative Society Limited welcomes individuals from all professions, trades, and backgrounds who share a common vision of financial responsibility, economic empowerment, and collective progress. The Cooperative remains dedicated to creating lasting value for its members while contributing to sustainable community development and inclusive economic growth.
"Creating the Future"
Our Vision
"To become a trusted and leading cooperative society recognized for empowering individuals through disciplined savings, financial inclusion, and sustainable wealth creation."
Our Mission
"To provide secure, transparent, and innovative savings solutions that promote financial discipline, improve the economic well-being of members, and create lasting opportunities for collective growth and prosperity."
Cooperative Philosophy
Urban Multipurpose Cooperative Society Limited is founded on the universal cooperative principles of self-help, self-responsibility, democracy, equality, equity, and solidarity. The Cooperative believes in the power of collective action and mutual assistance as a means of achieving economic empowerment and improving the quality of life of its members.In the tradition of cooperative pioneers, the Society operates as a voluntary organisation, open to all persons capable of using its services and willing to accept the responsibilities of membership, without gender, social, racial, political, or religious discrimination.The Cooperative is committed to the ethical values of honesty, openness, social responsibility, and caring for others. These principles and values guide the Cooperative's decisions, shape its relationship with members, and define its role within the broader community.
Our Objectives
To encourage and promote disciplined savings and thrift among members.
To provide members with access to affordable credit facilities for personal and business needs.
To invest members' funds in viable and sustainable income generating ventures.
To promote economic well being and financial inclusion among members and the community.
To provide financial literacy and capacity building programmes for members.
To foster a spirit of mutual trust, cooperation, and collective progress among members.
To accumulate capital for the economic and social advancement of members.
To contribute to sustainable community development and inclusive economic growth.
Core Values
Integrity
We uphold the highest ethical standards in all our dealings, ensuring honesty and moral principles guide every action we take.
Transparency
We maintain openness in our operations, providing members with clear information about their savings and the Cooperative's activities.
Excellence
We strive for the highest quality in service delivery, continuously improving to exceed member expectations.
Accountability
We take responsibility for our actions and decisions, ensuring prudent management of members' funds and resources.
Innovation
We embrace creative and modern financial solutions to better serve our members and adapt to changing economic needs.
Trust
We build and maintain the confidence of our members through reliable, consistent, and dependable service delivery.
Member Focus
Our members are at the centre of everything we do, and their financial growth and satisfaction remain our top priority.
Governance & Compliance
Governance
Urban Multipurpose Cooperative Society Limited is governed by a duly elected Board of Directors responsible for setting strategic direction, ensuring sound management, and safeguarding members' interests. The Board operates with the highest standards of corporate governance, transparency, and accountability, ensuring that the Cooperative remains well-managed, sustainable, and member-focused in all its operations.
Financial Management
The Cooperative maintains a robust financial management framework that ensures prudent handling of members' funds. All financial transactions are properly documented, and regular audits are conducted to ensure accuracy, transparency, and compliance with internal policies and regulatory requirements.
Code of Conduct
All members, directors, and staff are bound by a comprehensive Code of Conduct that promotes ethical behaviour, professionalism, and respect. The Code ensures that everyone associated with the Cooperative acts with integrity and in the best interest of the collective.
Regulatory Compliance
The Cooperative operates in full compliance with the Cooperative Societies Law of Nigeria and all applicable regulations. We are registered with the appropriate regulatory authorities and subject to periodic supervision and examination to ensure compliance with established standards.
Our Commitment
Urban Multipurpose Cooperative Society Limited is dedicated to promoting a culture of savings, responsible financial management, and shared prosperity. The Cooperative remains committed to maintaining the trust and confidence of its members through ethical leadership, transparent operations, and a steadfast focus on member welfare and satisfaction. By prioritising the financial health and empowerment of its members, the Cooperative contributes meaningfully to building financially resilient communities and fostering inclusive economic growth.